Job ID: 35255
Location: Shanghai, CN
Area of interest: Transaction Banking
Job type: Regular Employee
Work style: Office Working
Opening date: 22 Jul 2025
Job Summary
Strategy
Actively contribute to the overall business strategy; develop tactical plans to achieve our long-term vision and leadership positions.
Actively contribute to the overall business strategy; develop tactical plans to achieve our long-term vision and leadership positions.
Business
Financial Performance and profitability
Financial Performance and profitability
- Drive revenue growth and grow market share against budgets and targets under Supply Chain, Document Trade and Working Capital Loan products.
- Set pricing strategy, guidelines and approval governance.
- Ensure fit-for-purpose, fit-for-growth, fit-for-sale products
Product Management and Development
Commercialization
- Drive innovation, remain up-to-date on key product trend, and ensure collaboration across other product groups in TB and SCB
- Ongoing digitisation including e-penetration strategies and platform collaboration
- Create a market and client feedback loop to ensure that buyer behaviour is well understood and appropriate enhancements made to products and services.
- Remain up-to-date on the competitive environment with a clear view of external capabilities benchmarking and respond to the consequent opportunities or threats identified.
- Provide training and education of overall trade products across the bank and participate specific project team including both internal and external ones to ensure market leadership and implication.
Commercialization
- Responsible for commercialization of trade products and trade distribution solutions by ensuring commercialization plans, targets and infrastructure to maximize success for it launch.
- Understand the needs of customers and prospects and implement structures and solutions to meet these needs ensuring delivery of Trade.
- Provide ongoing support and training to Trade Sales, CMs, & RMs to provide assistance to facilitate the closure of large or complex deals.
- For the trade products assigned, improve processes for better customer experience resulting in growth in trade revenue in line with the CAs and PPG.
- Ensure all assigned product initiatives are closed within the agreed timeline.
Processes
- Drive end to end product performance, such as efficiency, straight-through processing, turnaround times, and ensuring scalability of growth.
- Create product propositions aligned to client segment strategy and commercialize such product with frontline.
Risk Management
- Identify and mitigate the Operational, Credit, Regulatory and Business conduct risks relating to Trade.
- Work with operations to improve overall service standards and to ensure that quality of service to customers remains superior to competition.
- Ensure timely renewal of country addendums (CAs) and proactively work with stakeholders to identify and quantify new and existing risk
Key Responsibilities
Accountable for financial and non-financial risks arising from Trade product within China Trade & Working Capital Loan as product owner within the product management discipline, to execute independent risk management roles and responsibilities under the bank’s Enterprise Risk Management framework as delegated from the business product owner in this JD.
Governance
1. Monitor and manage financial risks arising from Trade product within China Trade & Working Capital Loan
a. Ensure Trade product structures are appropriate to the level of client risk
b. Supervise material principal risks red flags that arise in the transaction flow and engage on any material issues arising to support timely / robust risk management.
c. Drive to optimise risk and returns
d. Support portfolio exercises (e.g. portfolio reviews) as required, keep a view over and help manage large concentrations of risk in your Trade portfolio (e.g. large facilities / weaker clients)
e. Engage on clients that become stressed, support development and implementation of recovery strategies
a. Ensure Trade product structures are appropriate to the level of client risk
b. Supervise material principal risks red flags that arise in the transaction flow and engage on any material issues arising to support timely / robust risk management.
c. Drive to optimise risk and returns
d. Support portfolio exercises (e.g. portfolio reviews) as required, keep a view over and help manage large concentrations of risk in your Trade portfolio (e.g. large facilities / weaker clients)
e. Engage on clients that become stressed, support development and implementation of recovery strategies
2. Monitor and manage the non-financial risks arising from the delivery and operationalisation of the Trade product [region/product/portfolio]
a. Support identification and closure of Material Risk Events, Elevated Residual Risks, audit issues and their action plans within the end to end Trade Process Universe
b. Identify and mitigate the Operational, Credit, Regulatory and Business conduct risks relating to Trade.
c. Keep oversight of the operational activities underpinning the product, and intervene/escalate to ensure continued effectiveness of controls environment if needed
d. Work with operations to improve overall service standards and to ensure that quality of service to customers remains superior to competition
e. Ensure timely renewal of country addendums (CAs) and proactively work with stakeholders to identify and quantify new and existing risks.
a. Support identification and closure of Material Risk Events, Elevated Residual Risks, audit issues and their action plans within the end to end Trade Process Universe
b. Identify and mitigate the Operational, Credit, Regulatory and Business conduct risks relating to Trade.
c. Keep oversight of the operational activities underpinning the product, and intervene/escalate to ensure continued effectiveness of controls environment if needed
d. Work with operations to improve overall service standards and to ensure that quality of service to customers remains superior to competition
e. Ensure timely renewal of country addendums (CAs) and proactively work with stakeholders to identify and quantify new and existing risks.
Regulatory & Business Conduct
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
Internal
- Central Product Manager, Trade
- Country Operational Risk, Credit Risk, Finance, CFCC, HR, Legal, TM, IMO, Trade Ops
- Business Managers including but not limited to RM and Sales in other parts of SCB, country
External
- Major Clients, particularly those where playing strategic sponsor role
- Key regulators (in-country)
- Competitors
- Media
- All stakeholders including Clients, Auditors and Regulators
Other Responsibilities
Embed Here for good and Group’s brand and values in Standard Chartered China; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures;
Embed Here for good and Group’s brand and values in Standard Chartered China; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures;
- Understand, acknowledge and comply with the requirements on individual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies
- Effectively ensure and intensify internal controls by keeping abreast with developments of applicable local laws and regulations on accountabilities
- Perform job duties with diligence, contribute to efforts as an individual or as a team member so as to avoid any actual or potential legal sanctions, regulatory penalties, material financial loss, or adverse reputational impact on the Bank
- Be responsible for failure to follow relevant rules and processes, failure to properly perform the responsibilities, and implement corrections
- Cooperate with any investigations or reviews on regulatory failure such as accountability review
Skills and Experience
- Risk Management and Internal Controls
- Manage People
- Compliance – Governance, Oversight and Control
- Compliance – Regulatory Reporting and Filing
- Business – Strategy and Model
- Business – Market Knowledge
- Business – Products and Processes
- Business – Financial Analysis and Control
- TB – Channels
- TB – Product Knowledge – Trade Service and Finance
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
www.sc.com/careers
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